Details are -
Tuesday 23 October 2012
Novotel, Cardiff 9.00am - 4.15pm
Conference Chair: Geraint Talfan Davies, Chairman, IWA
Micro-businesses employing fewer than nine people account for the vast majority of businesses in Wales 193,010 in 2011, or 94.5 per cent.

Yet these businesses the main growth engine of the Welsh economy are experiencing severe problems in obtaining finance from conventional banks. Even where they are successful they often have to pay over the odds for investment funds.
This conference asks whether the model we have for channelling resources to micro businesses is appropriate. Are there alternatives sources of finance and better methods of distribution available to us? Are their lessons to be learnt from other countries, especially Germany and the USA?
The conference will examine the role of asset-backed finance, peer-to-peer lending, business angels and community development finance institutions. It will also provide case studies of businesses which have faced and overcome problems in the various micro-finance sectors. How can more micro-businesses benefit?
56 for IWA members
70 for non-members
95 for a conference place and 1 year's IWA membership, which includes unlimited digital access to all IWA publications
For a full conference programme please click on the following link -
http://www.iwa.org.uk/en/events/view/186
Tickets can either be booked on the IWA website or via email wales@iwa.org.uk or telephone 029 2066 0820
The Institute of Welsh Affairs,Second Floor.4 Cathedral Road,Cardiff,CF11 9LJ
TEL: 029 2066 0820
FAX: 029 2023 3741
wales@iwa.org.uk